How to afford cost of living? - I earn about 50k a year, and simply can’t afford to cover my bills. At the end of every fortnight my savings are lower than they were the previous fortnight and I have no idea what to do. I’ve been in the workforce for over twenty years, have multiple degrees and have always earned roughly this amount.
I’m trying to budget my best - my lifestyle would be seen by most as *excessively* frugal (I don’t drive a car and walk/cycle everywhere, I very rarely eat out, never get takeaway, have never had an international holiday, my phone and computer are both positively ancient, I basically only buy groceries that are on sale, most of my clothes are from op-shops, I never “go out”), but no matter how much I cut out and deprive myself my budget simply doesn’t balance.
How are people surviving out there? Does anyone else feel like their full-time job is simply not covering essentials?Ausfinance
How to afford cost of living? - I earn about 50k a year, and simply can’t afford to cover my bills. At the end of every fortnight my savings are lower than they were the previous fortnight and I have no idea what to do. I’ve been in the workforce for over twenty years, have multiple degrees and have always earned roughly this amount.
I’m trying to budget my best - my lifestyle would be seen by most as *excessively* frugal (I don’t drive a car and walk/cycle everywhere, I very rarely eat out, never get takeaway, have never had an international holiday, my phone and computer are both positively ancient, I basically only buy groceries that are on sale, most of my clothes are from op-shops, I never “go out”), but no matter how much I cut out and deprive myself my budget simply doesn’t balance.
How are people surviving out there? Does anyone else feel like their full-time job is simply not covering essentials?
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