How to afford cost of living? - I earn about 50k a year, and simply can’t afford to cover my bills. At the end of every fortnight my savings are lower than they were the previous fortnight and I have no idea what to do. I’ve been in the workforce for over twenty years, have multiple degrees and have always earned roughly this amount. I’m trying to budget my best - my lifestyle would be seen by most as *excessively* frugal (I don’t drive a car and walk/cycle everywhere, I very rarely eat out, never get takeaway, have never had an international holiday, my phone and computer are both positively ancient, I basically only buy groceries that are on sale, most of my clothes are from op-shops, I never “go out”), but no matter how much I cut out and deprive myself my budget simply doesn’t balance. How are people surviving out there? Does anyone else feel like their full-time job is simply not covering essentials? Ausfinance

How to afford cost of living? - I earn about 50k a year, and simply can’t afford to cover my bills. At the end of every fortnight my savings are lower than they were the previous fortnight and I have no idea what to do. I’ve been in the workforce for over twenty years, have multiple degrees and have always earned roughly this amount.

I’m trying to budget my best - my lifestyle would be seen by most as *excessively* frugal (I don’t drive a car and walk/cycle everywhere, I very rarely eat out, never get takeaway, have never had an international holiday, my phone and computer are both positively ancient, I basically only buy groceries that are on sale, most of my clothes are from op-shops, I never “go out”), but no matter how much I cut out and deprive myself my budget simply doesn’t balance.

How are people surviving out there? Does anyone else feel like their full-time job is simply not covering essentials?


Shortnsalty 38d

Berkshire is hoarding so. much. cash.

Berkshire is hoarding so. much. cash.
Goldrush_Greg 69d

Buffet indicator is showing some wild times ahead perhaps, combine that with Berkshires record high cash hoard of 30%... chart via barchart.com / Longtermtrends

Buffet indicator is showing some wild times ahead perhaps, combine that with Berkshires record high cash hoard of 30%... chart via barchart.com / Longtermtrends
Stonksurfer42 99d

Looks like we're going through something, but who would have thought with all these tarrifs, inflation and trade wars going on

Looks like we're going through something, but who would have thought with all these tarrifs, inflation and trade wars going on
Moonbagjack 130d

Where does this end up long term with small stocks suffering white giant caps are taking all the coin?

Where does this end up long term with small stocks suffering white giant caps are taking all the coin?
Chartwizard_Au 160d

🔺 Student Loan Delinquencies Hit Record 12.9%...
The spike in red reflects financial strain returning fast. Credit card delinquencies are rising too, hinting that lower-income consumers might be nearing a breaking point. What's going on...

🔺 Student Loan Delinquencies Hit Record 12.9%...
The spike in red reflects financial strain returning fast. Credit card delinquencies are rising too, hinting that lower-income consumers might be nearing a breaking point. What's going on...
Tendies_Inbound 1y

#ASX:ASN Is Anson Resources’ US$330M Financing Deal the Key to Unlocking Utah’s Lithium Potential?

Is Anson Resources’ US$330M Financing Deal the Key to Unlocking Utah’s Lithium Potential?