Daughter(18), a UK citizen and no insurance in the US, had to have emergency surgery in the while visiting her mother and I in the states. - What do I do about the crazy amount of bills that are all in her name? It’s at about 50k right now, but ... See More they are continually coming in. We can’t afford to pay them off for her.

Buddy moved out. He asked if I wanted a room for 650$.. I started a new job, need advice. - Hey Reddit! So I got a new job making 25$ an hour.. I’m 22 years old. My friend who I’ve known for a longggg time.. (he basically calls me his ... See More brother) asked me to move out as he has bought his a mortgage approved on the house and he asked me to move in with him. He offered me a room to stay for 650$. I have 3K saved up, I paid my car off and the only thing I have left is credit card debt (but only 200$ worth)

Should I take the leap?

(And also I stay at my moms house and I split the room with my younger brother)

edit: I deadass did not expect for this to blow up overnight, will get to the comments when I’m not busy.

SAHM and retirement - Am I missing something? - I (62F) see a lot of posts here as people struggle to figure out if they can afford to stay at home with the kids. I am also recently retired and subscribe to various retirement subreddits and Facebook groups. Some posts ... See More there are heartbreaking: A woman in her 50's loses her husband to death or divorce and suddenly finds herself impoverished as she approaches what were supposed to be the golden years.

It feels like a disconnect. Perhaps I erred on the side of caution perhaps brought on by poverty in my youth, but throughout my working career I had my eye on retirement and I guarded that incredibly closely; for example, in my divorce I gave up the house and the car so that I could keep my retirement intact.

For the stay-at-home parents out there: Is retirement and social security entering your computations? Maybe this post is really a pleading one, especially for women, to please look at what your years outside the workforce will do to your eventual retirement savings. Being on this side of the equation and recently retired, it can be huge.

It would be great if our country (US) did a better job with child care and also addressing stay-at-home parents' retirement accounts, but we're sure not there yet.

My sibling defaulted on student loans and now my parents owe $60k, destroying their plans of retirement. - My sibling always seemed to be responsible so this came as a shock. My dad co-signed the college application, and he’s been getting calls and letters from the bank for months, if ... See More not a year, but my sibling always said that they were taking care of the payments. They were just a month behind, a late payment, etc.. My parents were always told that it would be taken care of and they didn’t have to worry.

My parents tried to apply for a small loan to fix their driveway and they were denied. That’s how they found out. My dad’s credit is shot and they are in debt. They had no idea.

Turns out my sibling spends all of their time high, buying weed and edibles. They’re blowing money on tattoos and traveling. Impulse purchases and bad decisions. They put “fun money” before paying the bills. They and their spouse bought brand new cars which got repoed. They’re losing their house and everything they own. At least that’s what they say, but on Facebook they post their travels and go to festivals.

Now my parents owe the bank $60k+. The bank won’t settle and payments are $700/month. My dad was going to retire in a few years. They were working on fixing up the house and their plans of that are shot. They’ve struggled for years and finally got to a good place within the last 10 years.

My parents have tried to reach out to my sibling and they’ve heard nothing. My sibling told my parents that they won’t help pay the student loans before going no contact. My parents said that they wish my sibling had come to them when they were struggling so they could’ve figured out a plan.

I don’t think there’s any way of fixing this situation…. Does anyone else have advice?

[US] Just received 16 letters from the IRS addressed to 16 different people with my address. Any advice besides marking "not at this address"? - In the spring I received about 5 letters addressed to different individuals, and after a quick call to the IRS, they simply said to send ... See More them back. Now we're up to 16 letters. Just keep marking them "not at this address" and send them back, or is there anything else to be done? Does this mean anything for my own taxes? Thanks in advance.

Edit: Thanks everyone, got a lot of options from the simple to the complex.

Edit 2: My credit reports and ssa records look fine. Already using the identity protection pin with the IRS for filing. I'll call the local IRS office tomorrow. Thanks again!

Dad still claims me on his taxes - I’m 21 - Hi guys! The other day I (21F) was talking about money with my coworker and we were talking about the stimulus checks that were given out during Covid. I mentioned that I never got any of the stimulus checks ... See More because my dad still claims me on his taxes. She was shocked and said that was ridiculous and I’d need to change that right away.

For context: I still live at home bc I am a student and can’t afford to move out yet even with a full time job. I do not pay for any insurance, but I pay for everything else. Additionally, I’m saving up for a car and once I can buy one it’s going to be in my name and I’ll be paying the insurance for it.

I asked my dad to explain why he still claims me on his taxes (bc I don’t know anything about taxes and I was curious) and he got defensive and said: are you 25? To which I replied no. Then he said: that’s why. Not much of an explanation

Also, my dad still claims my older sister who is 24. She lives on her own, has a full time job, pays for her phone, and has a car in her name that she pays entirely for.

Can someone explain the basics of tax claims to me and if it’s good that my dad still claims me and my sister or if it’s bad. Thanks!

Brother got offered a $90 a hour job as a web developer. Too good to be true? - He told me on the way to the gym and he showed me the email which stated they would give him a check to buy the items required to work remotely. He ... See More was excited but skeptical and so was I but I congratulated him. He’s been studying for maybe 2-3 years so to get this job is a big accomplishment for him but I’m worried it’s too good to be true. He said the company seemed real and also that he found the job on linked.

Any additional info needed, I’ll do my best to find it I’m just worried for him.